And sometimes Amex will even perform a soft pull when they approve your application.I don’t think anybody knows exactly how to predict which type of credit pull will be done by Amex but it’s good to be aware of these.There also might be some link between soft pulls and applying for Amex has a program called Amex Refer a Friend which allows you to send your referral application links to friends and family and if they are approved then you’ll get a nice cut of points or miles.There is no way to check on the approval status of other people who have used your links though, so you’ll often have to personally verify that they used your link and were accepted. Sometimes calling in to the reconsideration line will expedite this but other times you must simply wait it out.If you see that it’s been cancelled you should call Amex immediately to inquire about what happened (there could have been some sort of verification issue).For all of these, you don’t want to wait too long to act because if you wait longer than say, 30 days, your application may no longer be considered active and you might have to reapply for a card.You can also check your American Express application status via phone.You can try the following phone numbers:You’ll probably be asked to enter the last four digits of your SSN and zip code when you call.You should be able to check your status for any personal credit card or business credit card including:If your credit card approval is not instant it could take a couple of days for your application to process. That will make you look like an unprofitable customer, or even worse, a “gamer” which Amex has come to despise.But one cool thing about Amex is that they don’t always perform a hard pull on your credit card application.If you’re a current customer then Amex will often only perform a soft-pull if they reject your credit card application.
)If Amex is unwilling to extend you more credit and you already have other American Express cards, you might be approved if you ask the representative to move some of your credit from one of your other credit cards or ask them to close one of your other card accounts.This site uses Akismet to reduce spam. NRIC … Next, say “status” to get the right team. If you recently applied for an American Express credit or charge card and received a message that your application is pending review, here is The easiest and fastest way to check your Amex application status is online. However, for some cards like the Platinum Card Amex will allow you to receive it with expedited shipping so the delivery time could be much quicker.Note that the above website is not where you you’ll see the status of a credit limit increase request or a balance transfer.If you have requested either a line of credit increase or a balance transfer on an existing American Express card account, call the number on the back of your card regarding the status of those requests.However, if you requested a balance transfer for your new credit card, you should be see a link taking you to a screen where you can check on that.If you requested a balance transfer to this card, click here to view the status of that transferYou’ll then be taken to a new screen where you might have to verify your date of birth to proceed.Amex, like many other major credit card issuers, has a Some applicants are lucky enough to get around this rule and get 3 credit cards in 90 days, but generally they are the exception to the rule.Things are different when it comes to charge cards, though.American Express application rules Again, this does not apply to charge cards but only credit cards. CALLING American Express – Reconsideration Phone Line / Number .
Enter The following information. Keep reading for more tips on that.If your application is in progress you may just need to wait a few days because Amex is processing your app.
Also, some people have been able to get around this rule in the past.American Express used to limit consumer to four total credit cards but now they allow usually allow you to hold five credit cards at a maximum.Once again, this rule does not apply to charge cards and there are people who have found ways to get around this rule.One of the most important American Express application rules to know about is the This means that once you open up a specific card, you can never earn the bonus for that card ever again even if you cancel your card and reapply.American Express has cracked down on gaming and has decided to start denying welcome bonuses to those who they believe are trying to game the system.Now, Amex will tell you if you are not eligible for a welcome offer before they ever run your credit.For more on these rules, I suggest that you If you’re not approved for your credit card then you’ll probably want to call up to the Amex reconsideration line.